Portfolio Management
Kapwealth has three main model portfolios that offer asset allocation matching the client risk profile. All clients will be shown a full asset allocation breakdown on their investment management agreement.
Bespoke portfolios are available on request, please contact us for further details.
The Cautious Investor
The Cautious investor is sensitive to short-term losses. A Cautious investor’s aversion to losses could compel them to shift into a more stable investment if significant short-term losses occur. Analysing the risk-return choices available, a Cautious investor is usually willing to accept somewhat lower returns to assure greater safety of his or her investment. The following criteria may help to ensure that such investors have the best chance of achieving these goals: The portfolio should have at least an approximately 80 percent chance of achieving a non-negative return over a four-year holding period.
%
Cash
%
Government Bonds
%
Global Bond Funds
%
Equity/ETFs
The above asset allocations are only intended as a guide.
The Balanced Investor
The Balanced Investor is somewhat concerned with short-term losses and may shift to a more stable option in the event of significant losses. The safeties of investment and return are typically of equal importance to the Balanced Investor. The following criteria may help to ensure that such investors have the best chance of achieving these goals: The portfolio should have at least an approximately 80 per cent chance of achieving a non-negative return over a five-year holding period.
%
Cash
%
Government Bonds
%
Global Bond Funds
%
Equity/ETFs
The above asset allocations are only intended as a guide.
The Adventurous Investor
The Adventurous Investor aims to maximise long-term expected returns rather than to minimise possible short-term losses. An Adventurous Investor values high returns relatively more and can tolerate both large and frequent fluctuations through time in portfolio value in exchange for a higher return over the long term. The following criteria may help to ensure that such investors have the best chance of achieving these goals: The portfolio should have at least an approximately 80 percent chance of achieving a non-negative return over a ten-year holding period.
%
Cash
%
Government Bonds
%
Global Bond Funds
%
Equity/ETFs
The above asset allocations are only intended as a guide.
Kapwealth Limited is a limited company registered in England and Wales (Company Number: 08091367) and is authorised and regulated by the Financial Conduct Authority under FRN 590782.
Registered Office Address: 150 Minories, London, EC3N 1LS
Kapwealth Limited doesn’t hold any client funds and uses third-party custodian services. These services are authorised and regulated by the Financial Conduct Authority and are fully regulated to hold client money for the purpose of investment. This is in accordance with a regulatory requirement and not unique to Kapwealth’s service.